Where should i move to?
Dubai
Estonia
Estonia
Zero Income Tax – Dubai has no personal income tax, no capital gains tax, and no inheritance tax, offering massive savings compared to Finland’s high tax burden (up to ~59%).
Business-Friendly Environment – Dubai offers tax-free zones, 100% foreign business ownership, and light regulation.
Privacy & Discretion – Financial and personal privacy is far stronger than in Finland, where tax data is public.
Luxury Lifestyle – World-class amenities, real estate, and services, often at a lower cost than Nordic capitals.
Strategic Location – A global hub with easy access.
Growing Expat Community – Dubai is home to a large and active international business and high-net-worth network.
Second Residency & Asset Protection – UAE residency allows for wealth planning & global diversification.
Estonia
Estonia
Estonia
Lower Taxes on Business Profits – Estonia has a 0% corporate tax on retained earnings and only taxes profits when distributed.
Flat Personal Income Tax – Estonia has a flat 23% income tax rate (with possible reductions), compared to Finland’s progressive rates exceeding 55%.
No Wealth or Inheritance Taxes – Estonia does not tax net wealth, gifts, or inheritances, helping preserve family assets.
Proximity & Familiarity – Just a short ferry ride from Helsinki, Estonia is culturally and geographically similar.
E-Residency & Digital Business Climate – Estonia is a global leader in digital governance, making it easy to run businesses.
Lower Cost of Living – More affordable lifestyle while maintaining access to EU services, banking and infrastructure.
Türkiye
Estonia
Switzerland
Favorable Tax Rates – Türkiye offers lower personal income tax rates, with more flexibility in structuring foreign income and investments. 0% Tax on cryptocurrency investments
Citizenship by Investment – With a real estate purchase of ~$400,000, you can obtain Turkish citizenship quickly—offering visa-free access to many countries and a strategic backup passport.
Mild Climate & Seaside Living – Mediterranean weather lifestyle upgrade from Finland’s long winters.
Low Cost of Living – High quality of life for a fraction of the cost in Finland, including housing, dining, and services.
Strategic Location – A cultural and geographic bridge between Europe, Asia, and the Middle East.
Switzerland
Switzerland
Lower & Negotiable Taxes – Wealthy individuals can benefit from lump-sum taxation (“forfait fiscal”).
No Wealth or Inheritance Tax (in some cantons) – Certain Swiss cantons have no wealth or inheritance taxes, ideal for estate planning and preserving family wealth.
Political & Economic Stability – Switzerland offers a highly stable, neutral, and investor-friendly environment, ideal for long-term wealth protection.
Financial Privacy – Swiss banking and asset management offer more discretion than Finland.
Elite Lifestyle & Infrastructure – High standard of living, world-class healthcare, education, and efficient public services.
Central European Location – Quick access to all major European cities for business or leisure.
Prestige & Safety – Switzerland is globally recognized for its quality of life, personal safety, and reputation in finance.
Singapore
Low Taxes on Income & Capital – Singapore has a top personal income tax rate of 22%, no capital gains tax, and no tax on foreign income (if not remitted).
Business-Friendly Environment – Ranked among the best in the world for ease of doing business, with low corporate tax (17%) and strong IP protection.
Strategic Investment Hub – A gateway to Southeast Asia and beyond, Singapore offers access to fast-growing markets.
No Wealth, Gift, or Inheritance Tax – Ideal for wealth preservation and estate planning.
High Quality of Life – Clean, efficient, safe, and highly developed, with top-tier education & infrastructure.
Global Mobility & Prestige – Singaporean residency (and eventual citizenship) comes with one of the world’s strongest passports.
Cultural and Economic Dynamism – A global city with diverse talent, innovation, and opportunities in finance and beyond.
Saint Kitts & Nevis
Zero Personal Taxes – No income tax, capital gains tax, inheritance tax, or wealth tax—an enormous contrast to Finland’s high tax burden.
Second Citizenship by Investment – Fast-track citizenship in 4–6 months through real estate or a government donation, providing visa-free access to 150+ countries.
Full Tax Residency Possible – With proper relocation, you can legally become a tax resident of Saint Kitts and break ties with Finland’s tax system.
Privacy & Discretion – Strong financial and personal privacy laws protect individuals and their assets.
Tropical Lifestyle – Laid-back island living with beaches, warm climate year-round, and luxury real estate options.
Estate & Asset Protection – Ideal for legacy planning and shielding wealth from high-tax or litigious jurisdictions.
Commonwealth Legal System – British-influenced legal framework that is stable and investor-friendly.
Jersey
Isle of Man
Guernsey
Low Tax Environment – Jersey has no capital gains tax, inheritance tax, or wealth tax. Personal income tax is capped at 20%, far below Finland’s top marginal rates.
Attractive for High Net Worth Individuals – Special tax arrangements are available for high-value residents, offering significant savings through structured residency programs.
Close to Europe, Outside the EU – Jersey is geographically close to France and the UK but independent from the EU and its tax directives—ideal for asset protection and tax planning.
Stable, Offshore Financial Hub – Jersey is a trusted, well-regulated jurisdiction for international finance, trusts, and wealth management. Strong confidentiality laws protect financial and personal affairs.
Quality of Life – Safe, scenic island living with high-end housing and close to London and mainland Europe.
No Language Barrier – English-speaking with British legal traditions, making it easy to adapt and manage affairs.
Guernsey
Isle of Man
Guernsey
Low & Simple Tax System – Guernsey has no capital gains tax, inheritance tax, or wealth tax. Personal income tax is a flat 20%, and high-net-worth individuals can cap their tax liability through special residency programs.
Political & Economic Stability – As a British Crown Dependency with its own government, Guernsey offers strong legal protection and financial predictability.
Financial Privacy – Guernsey offers greater discretion over personal finances compared to Finland’s public income records.
World-Class Financial Services – A respected offshore hub for trusts, funds, wealth management, and asset protection.
Proximity to Europe – Close to the UK and mainland Europe, with strong travel and business links.
High Quality of Life – Peaceful island lifestyle, English-speaking, with excellent healthcare and private education.
Isle of Man
Isle of Man
Isle of Man
Low, Simple Taxes – No capital gains tax, inheritance tax, or wealth tax. Personal income tax is capped at 20%, and high earners can opt for a fixed tax cap (currently around £200,000/year).
Attractive for Entrepreneurs & Investors – The Isle of Man offers business-friendly regulation, low corporate tax (0% on most income), and no dividend withholding tax.
Strong Asset Protection & Privacy – Excellent legal frameworks for trusts, asset management, and confidentiality.
High Quality of Life – Peaceful, safe, with natural beauty and a small but well-connected international community.
Independent Yet Stable – A self-governing British Crown Dependency with its own tax system, while benefiting from the UK’s legal and financial stability.
Efficient Relocation & Residency – Straightforward residency pathways for individuals with sufficient income or business interests.
Malta
Luxembourg
Isle of Man
Attractive Tax Residency Programs – Malta offers several residency schemes with flat tax rates and no tax on foreign income if not remitted to Malta.
No Wealth, Inheritance, or Gift Tax – Malta allows for efficient long-term wealth preservation and estate planning.
Mild Mediterranean Lifestyle – Sunny climate, coastal living, and a relaxed pace of life.
EU Member State – Enjoys all EU rights, including travel, healthcare, banking, and investment freedoms.
English-Speaking and International – English is an official language, and Malta is home to a global expat community and robust international schools.
Strong Financial & Legal System – Well-regulated for business, finance, and digital industries, including blockchain and fintech.
Luxembourg
Luxembourg
Luxembourg
Lower Personal Taxes – Luxembourg’s top marginal tax rates are generally low with various deductions and favorable treatment for expats and executives.
Favourable for Holding Companies & Funds – Luxembourg is a premier location for investment funds, family offices, and multinational holding structures, with attractive tax regimes.
No Wealth or Gift Tax – Luxembourg has no net wealth tax for individuals and offers favourable rules on gift and inheritance tax, especially within families.
High Standard of Living – Multilingual, clean, and secure with excellent healthcare, education, and infrastructure.
Stable Legal & Financial System – Known for regulatory efficiency & strong legal protections for investors & businesses.
Monaco
Luxembourg
Luxembourg
Zero Personal Income Tax – Monaco charges no income tax.
No Wealth, Inheritance, or Capital Gains Tax – Ideal for preserving and growing long-term personal and family wealth.
Prestige & Exclusivity – Monaco is one of the world’s most prestigious financial and lifestyle hubs, attracting billionaires, investors, and elite professionals.
Mediterranean Lifestyle – Sunny weather, luxury amenities, and a safe, clean environment on the French Riviera.
EU-Proximate Without EU Rules – Not an EU member, but benefits from close ties to France and Europe while maintaining full fiscal independence.
Secure and Stable – Politically neutral, extremely low crime, and known for its legal and financial stability.
Elite Business and Banking Access – Home to top-tier private banks, family offices, and global investment firms.